Let’s face it. It’s not only your body that suffers whenever you get sick but your wallet as well. Healthcare these days is very expensive. Checkups, medicine, and hospitalization can cost you more than what you usually earn.
That is why the Filipino workforce is encouraged and sometimes required to be a PhilHealth member. It’s through this that the government provides affordable healthcare by providing benefits like in-patient care, out-patient care, emergency and transfer services, and even health education packages.
So what exactly do you need to do to be a member? First, you need to gather these necessary documents:
- Two (2) valid IDs (photocopy)
- Birth Certificate (recommended)
- SSS ID
- GSIS ID
- Driver’s License
- PRC Card
- Senior Citizen’s ID
- OWWA ID
- DSWD ID
- Integrated Bar of the Philippines ID
- Certification from the National Council for the Welfare of the Disabled Persons
- Seaman’s Book
- OFW ID
- Government Office ID
- Alien Certification of Registration (ACR)
- Company ID
- For married applicants who are going to make their spouse their dependent:
- Photocopy of your Marriage Certificate
- For Muslim applicants, they should bring their Affidavit of Marriage issued by Office of the Muslim Affairs, and shall pass through Shri’a Court and must be authenticated/registered in the National Statistics Office (NSO).
- For parents, they have to bring their child/children’s identifying documents:
- Birth Certificate (for legitimate or illegitimate child below 21)
- Court Decree of Adoption (for adopted child below 21 years old)
- Marriage Certificate between the natural parents and stepmother/stepfather and Birth Certificate/s of Stepchildren (for stepchildren below 21 years old)
- Birth Certificate and Medical Certificate of child issued by the attending physician stating and describing the extent of disability (for mentally or physically disabled children who are 21 years old or above)
If you have secured the requirements, go to your local PhilHealth office and follow these steps:
- Proceed to the New Account Application desk and ask for a PhilHealth Member Registration Form (PMRF). This form can also be downloaded online.
- Read the instructions on the PMRF first. Take note that everything must be written in CAPITAL LETTERS.
- Submit your documents and wait for it to be verified.
- Pay initial contribution:
- Quarterly: P600.00
- Semi-Annual: P1200
- Yearly: P2400.00
If you’re wondering when you and your dependents will be able to avail of the benefits, you may do so if you have:
a. Paid premium contribution for at least three (3) months within six (6) months prior to the first day of availment; OR
b. Paid in full the required premium for the calendar year
Aside from walk-in application, it is also possible to just register online through their website https://eregister.philhealth.gov.ph/. Just follow the instructions and supply the necessary information. Needed documents maybe scanned provided that they will not exceed 2mb.
Don’t wait for you or your loved one to get sick before you will seek for membership. The best time to act is now as you’ll never know what the future holds.